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Should I buy a condo or should I invest the money in the stock market?

(I can buy a condo for 187k cash, and my monthly fee going forward between taxes and maint would be $400. Or I can take that same 187k and put it in the stock market and continue renting my apartment for $925 per month. What should I do?)

Answer :

Unless you understand the stock market, you are better off paying for the condo. If you put the money in the stock market you have to make up $525 a month plus taxes (probably around %30). That’s means you need to profit $750. That’s less than .5%/month return. That should be extremely easy in the stock market, but you have to know what you are doing. With $187k you could probably find someone to handle your finances for you, buy your new condo, put the money where needs to go and you never have to look at it.

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